Immeubles Gloria
115 rue Préfontaine E., Sainte-Agathe-des-Monts
9 residential units, 0 commercial units | 1,575,000$

Investment Analysis

LISTED PRICE
1,575,000$
  
1,575,000$
  
1,575,000$
  
Purchase Price (estimated) 1,575,000$ 100% 1,575,000$ 100% 1,575,000$ 100%
Other Cost 0$ 0% 0$ 0% 0$ 0%
Other Cost 0$ 0% 0$ 0% 0$ 0%
PURCHASE PRICE
1,575,000$
 100%
1,575,000$
 100%
1,575,000$
 100%
Financing Type CMHC MLI Select (50 pts) Assumption CMHC (regular)
1st MORTGAGE AMOUNT
1,310,000$
 83.2%
1,035,696$
 65.8%
1,110,000$
 70.5%
Lender CMHC MLI Select Desjardins CMHC CMHC (regular)
Rate 4.1% 4.3% 4.1%
Amortization 40 49 40
Term 5 4 5
Maturity Date 2029-11-01
Monthly Payment 5,528$ 4,201$ 4,684$
Interest Cost 53,010$ 44,017$ 44,917$
Capital Payment 13,331$ 6,392$ 11,295$
Annual Mortgage Cost 66,341$ 50,409$ 56,213$
2nd MORTGAGE AMOUNT
0$
 0%
0$
 0%
0$
 0%
Lender
Rate
Amortization
Term
Expiry Date
Monthly Payment 0$ 0$ 0$
Interest Cost 0$ 0$ 0$
Capital Payment 0$ 0$ 0$
Annual Mortgage Cost 0$ 0$ 0$
CASH TO PURCHASE
265,000$
 16.8%
539,304$
 34.2%
465,000$
 29.5%
Net Revenue 72,858$ 72,858$ 72,858$
Mortgage Annual Cost 66,341$ 50,409$ 56,213$
Cash Flow 6,517$ 22,448$ 16,645$
Capital Reimbursement 13,331$ 6,392$ 11,295$
Cash Flow + Capital 19,848$ 28,840$ 27,940$
Return on Cash Flow 2.45% 4.16% 3.57%
Return on Investment 7.48% 5.34% 6%
G.R.M. 13.47 13.47 13.47
N.R.M. 21.62 21.62 21.62
Cost per Unit 175,000$ 175,000$ 175,000$
Cap. Rate 4.62% 4.62% 4.62%
Debt Coverage 1.1 83.2% 1.45 65.8% 1.3 70.5%

Notes

- Option 1: New CMHC MLI Select 50 points financing with the affordability criteria. - Option 2: Assumption of the existing financing CMHC MLI Select 100 points (energy efficiency) with Desjardins. The remaining energy work required by CMHC shall be assumed by the buyer. - Option 3: New regular CMHC financing.
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